Pet insurance, like any insurance, can sometimes be confusing and research can be time consuming. We aim to advise you when looking for an appropriate policy and help you through claiming on your pet insurance, by completing claim forms and with selected insurance companies claiming direct.
Pet Plan Insurance
Below we will try and explain the three main types of policy that are on the market there are to many to list them all:
Time Limited policies
There is a 12 month limit on how long you can claim form each condition. This means ongoing conditions such as arthritis will only be covered for 12 months.
After 12 months the condition noted will be excluded from the policy, as well as another other policy, even if you take out a new policy with a different company.
Once you have claimed up to the maximum amount (e.g. £3,000) the condition becomes excluded from the policy, as well as any other policy, even if you take out a new policy with a different company.
Lifetime/Covered for life
As long as you continue to renew the policy without a break in cover, there is no time limit on how long you can claim for each illness / injury
A lifetime cover policy is the best option for you and your pet. It gives you piece of mind that if your pet needed treatment it can be provided without having to worry about finding the money to pay often expensive treatment in full.
Our Veterinary Nurse’s offer FREE insurance chats and will be able to answer most questions.