Pet Insurance
Insurance is a key part of pet ownership and is something we at Thameswood recommend highly.
Pet insurance, like any insurance, can sometimes be confusing and research can be time consuming. We aim to advise you when looking for an appropriate policy and help you through claiming on your pet insurance, by completing claim forms and with selected insurance companies claiming direct.
Time Limited policies
Cover is provided up to a maximum amount per claim.
There is a 12 month limit on how long you can claim form each condition. This means ongoing conditions such as arthritis will only be covered for 12 months.
After 12 months the condition noted will be excluded from the policy, as well as another other policy, even if you take out a new policy with a different company.
Maximum Benefit
Cover is provided up to a maximum amount per condition (e.g. £3,000) but there is no time limit on how long you can claim.
Once you have claimed up to the maximum amount (e.g. £3,000) the condition becomes excluded from the policy, as well as any other policy, even if you take out a new policy with a different company.
Lifetime/Covered for life
Cover is provided up to a set amount for veterinary fees each year this amount is renewed at the start of each policy year.
As long as you continue to renew the policy without a break in cover, there is no time limit on how long you can claim for each illness / injury
This is just an example of some of the policies offered. It is important that you take the time to consider the options and what would work best for you and your pet over their lifetime. It is also good to remember that when taking out a new policy or switching companies, insurance companies can exclude ‘pre-existing conditions’ i.e an injury or illness your pet has previously been seen for. For this reason, you can often ask insurance companies to check your pet’s clinical history before taking out a policy so you know in advance if there is a condition not covered under your policy.
With advances in veterinary medicine, the price of ‘gold’ standard veterinary care has increased dramatically, having a good insurance policy in place means that if the time comes and your pet does need veterinary care the financial worry is taken care of.
